Our Products
Discover the power of H3M’s innovative compliance solutions, available through SmartQue in Canada. Designed to help financial institutions meet regulatory requirements with confidence, these solutions combine cutting-edge technology with seamless functionality—delivering high performance, reliability, and scalability while strengthening your compliance framework.
KYC Miner
Strengthening Risk-Based Customer Due
KYC Miner enables financial institutions to establish a structured and risk-based customer due diligence framework by supporting customer onboarding, risk assessment, periodic review, and ongoing profile maintenance. The solution helps organizations evaluate customer, beneficial ownership, geographic, and behavioral risk factors in a consistent and traceable manner, creating a more comprehensive view of customer risk across the lifecycle. By strengthening data quality, review discipline, and risk segmentation, KYC Miner supports more effective compliance operations and more informed decision-making.
Sanction Miner
Enhancing Sanctions Screening & Compliance Workflows
Sanction Miner supports institutions in managing sanctions compliance through scalable and systematic screening of customers, counterparties, and related parties against applicable watchlists. The solution is designed to help compliance teams identify potential matches efficiently, streamline review processes, and maintain a controlled and auditable screening workflow. By integrating sanctions screening into broader compliance operations, Sanction Miner contributes to a stronger and more responsive risk management framework.
Adverse Media (RUMI)
A Smarter Approach to Risk Intelligence with RUMI
RUMI extends traditional compliance controls by incorporating open-source intelligence into customer risk assessment and investigation processes. It helps institutions identify adverse media signals, reputational concerns, and external risk indicators associated with customers, beneficial owners, and connected parties. By enriching internal compliance reviews with broader contextual intelligence, RUMI supports more robust risk evaluation and strengthens the quality of due diligence and investigative decision-making.
Transaction Monitoring (Scenario Manager)
Take Control of Financial Crime Monitoring
Scenario Manager is KROTON’s transaction monitoring capability for designing, executing, and managing risk-based monitoring scenarios across customer and transaction data. It enables institutions to define tailored detection logic, apply thresholds and scoring methodologies, and align monitoring rules with specific financial crime typologies and internal risk policies. With its configurable and repeatable framework, Scenario Manager helps organizations improve detection coverage while preserving operational control, consistency, and audit readiness.
Link Miner
See the Bigger Picture in Risk & Investigations
Strong multi-factor authentication designed for secure first-time activation, log-in, transaction signing, and document verification protecting digital channels against fraud.
Suspect Miner
Enhancing Financial Crime Detection with Advanced Analytics
Suspect Miner applies advanced analytics and machine learning to identify suspicious patterns that may not be captured effectively through conventional rule-based monitoring alone. By evaluating customer and transaction behavior across multiple variables, it helps institutions detect complex risk signals, enhance investigative prioritization, and improve overall detection efficiency. As part of a broader compliance ecosystem, Suspect Miner supports a more adaptive and intelligence-led approach to financial crime risk management.